Baker McKenzie’s global reach, strong connections with regulatory authorities, and experience in this emerging area make us the ideal adviser to guide financial institutions and technology companies through the panoply of issues in the rapidly evolving fintech sector.

We advise financial institutions, global digital leaders, regulators, technology incubators and startups — the entire value chain of the fintech industry — across a broad range of topics and issues, including distributed ledger technology, AI/machine learning, big data, privacy, cyber-security, regtech and insurtech. This means we are adept in addressing issues related to market entry, product innovation and licensing, and can spot and mitigate regulatory, IP and contracting risks that can dilute the value of your innovation.

Representative Experience

  • Advised a provider of payment solution services on the complex telecommunications, payment system and financial services regulatory frameworks in Singapore, Australia, Indonesia, Japan, Malaysia, the Philippines, South Korea, Taiwan and Thailand. This included, but was not limited to, navigating the local licensing, doing business and personal data privacy requirements and foreign equity restrictions imposed on one-click payments, mobile payment systems, managed risk services and other regulated services in these jurisdictions.
  • Advised a US fintech start-up in its establishment of a payment settlement business in Japan.
  • Advised a Chinese tech company on the launch of its payment processing platform in Japan.
  • Advised various US, Europe and Asia Pacific-based financial institutions in connection with their online financial products and platforms in Japan.
  • Advised a Japanese fintech fund in connection with its investments in multiple US-based fintech start-up companies.
  • Advised an international funds transfer business on its licensing arrangements with a Japanese financial institution.
  • Advised a US financial institution on the launch of its B2B credit and prepaid solutions platform in Japan.